If you have read our article; 16 Best Smartphone Apps That Pay You money 2018/2019, you probably would have found fun and entertaining ways to earn money using your mobile phone.

Earn Money apps are now more popular than get paid to sites as you can earn money while on the go and not limited to using a desktop device. The best money making apps allow you to make some extra cash for beer money.

This post shows you the 17 best smartphone apps that pay you money 2020 and includes both the top Android and iOS apps. The countdown is based on app reliability, the ease of use and the money making potential.

17 Best Smartphone Apps That Pay You Money 2020

17) Cash For Apps

GiftPanda is one of the most highly-rated apps with 4.7/5 stars and 300000 reviews. You earn a lot of money for playing games, taking part in quizzes, getting achievement batches, referrals and a lot more. 6) CashOut CashOut is on the top charts as players love playing the amazing game. The Venmo app analyzes your phone’s contact list to find fellow Venmo users. You can invite others to try the service. Venmo’s best-case scenario is importing your Facebook profile to generate a friends list, but that can create problems. You may be forced to “friend’’ someone on Facebook just to complete a cash transaction.

Cash For Apps is a good stable app that pays you to install apps. When you install apps advertised on Cash For Apps offerwalls you can then delete them once you are credited points.

300 points on this app are worth $1 and points can be exchanged for gift cards for stores including Amazon, CVS, eBay, Target, Starbucks, Google Play and many more.

You can earn bonus points by referring friends, however as it is only limited to app downloads, the earnings potential will not be as good as other apps in our list.

The app is available from the iOS app store and Google Play store. If you have one account on either and have a device from both, they will be synched.

16) Ebates

The Ebates app is a good earning app for anyone loves to shop online. Ebates is one of the best cashback.

Ebates will give you $5 to sign up so that is a great reason for you to download this app on to your smartphone.

You can get paid for shopping at any of the 750+ approved shops including Microsoft, Sephora and Etsy.

You can also earn money by referring your friends to use this free earn money app.

15) cashKarma Rewards & Gift Cards

cashKarma is a popular app that will pay you for downloading apps, signing up for free trials and watching videos. For paid video views you get 1 point per video view and you can watch 50 per day.

You can redeem points for PayPal cash, Amazon gift cards of $5 and $10 amounts.

With cashKarma, you get rewarded to check in to the app daily and there are other bonuses when you achieve milestones.

There is a referral system to help you earn more points by having your friends sign up.

14) App Bounty

App Bounty has over 5,000,000 installs and over 100,000 5 star ratings on the Play Store. The way the app works is mainly by downloading and installing other apps. There are also offerwall offers for you to earn credits which you can exchange for gift vouchers.

The app is international in its reach so if you are from outside of the US, you can also benefit from downloading the app.

Overall the app is good and the payments are reliable. On the downside it can seem like forever to build your credits up.

You can swap credits for gift cards from iTunes, Amazon, Steam and more. This is one of the best apps that pay you money.

13) Make Money And Free Gift Cards

The Make Money And Free Gift Cards app makes our list for the first time! Over 30,000 reviews and most of them positive.

Over the past year a lot of apps have been removed from the Google Play Store for being scams and the fact that advertisers are no longer paying good money. As a result the quality of the apps are now better and actually pay you.

Make Money And Free Gift Cards say that you could reach your first cashout within 2 days!

12) Tapporo

Tapporo remains one of the elite rewards and money making apps. Consistently in our top 5 list, Tapporo is one of the oldest and reliable apps that you can find on the Google Play Store. This app was even listed in our 2015 list of best money making apps.

Based on the web version, Tapporo.com, they offer some of the best referral rates of $0.60 per sign up. If you have 100 friends, there is $60 free cash for you!

The high referral reward rate is one of the reasons we love this app. It can be a little difficult to earn money other than that however, it is easily one of the best apps that you can download that will earn you cash.

Rewards include PayPal cash, Amazon vouchers, mobile accessories and more!

11) Storm Play – Earn Free Bitcoin, Ethereum & Storm (Was Bitmaker)

Do you want free Bitcoin or Ethereum? Bitmaker Free Bitcoin, now renamed Storm Play can help you get free cryptocurrency. The app was built initially by cakecodes but has since been sold. This app pays you blocks which can then be exchanged for Bitcoin (This was satoshi before an update in March 2017). You must do a number of different tasks like answer surveys, install games and more to earn blocks.

The payout is low so you get paid on Fridays when you reach the threshold (this keeps changing depending on cryptocurrency trading prices. Remember to receive Bitcoin, you must have a Bitcoin wallet and a separate wallet if you want to receive Ethereum. You can find Bitcoin wallets online and easily sign up to them.

Recent updates have made this app worse. We had at number 2 on the best apps that pay you, but no longer!

10) Survey Mini

Survey Mini features in our run down for a second year. It is a survey app, however it is best if you are living in the United States. The app is available to both iOS and Android users.

How you get paid is by visiting local places where you have been to and you will receive surveys based on your experiences at those locations.

If you love going to restaurants, shops or visiting local attractions then you could benefit from using this app

You can receive rewards from Survey Mini for free food, discounts and points for gift cards for the stores that you visit.

9) Ibotta

Ibotta is one of the oldest apps on the Google Play and Apple App Stores.

The way that Ibotta works is that you get cashback based on purchases that you have previously made. Overall it is a reliable app and is used by millions to earn cashback on purchases that they make online.

US users can enjoy taking advantage of free coupons for top online stores.

8) Make Money Earn Free Cash

We said in 2016 & 2017 that Make Money Earn Free Cash had a lot of potential and it still has. Now with over 1 Million installs it is one of the most popular get paid to apps on the market. Last year the app was rated on the Play Store at 4.6 and in 2020, it remains the same.

There are numerous ways to earn however it can be slow and tedious. The rewards are earned by watching videos, filling in surveys and taking advantage of free trials.

PayPal is the only option to cash out your rewards, which for most is a good thing.

7) App Karma

App Karma makes it debut on our top paying apps list. With App Karma you can earn daily rewards easy by using your smartphone. With over 1 million installs, it is easily the most popular app that you can download for free from the Google Play Store. There is also an iOS version of the app also available for you to download for free.

Gift cards are available worldwide and not just for the US making this app appeal to a global audience. When you redeem your rewards, App Karma give you 5% of the points back to you!

Rewards include Amazon gift cards, PayPal cash, Starbucks vouchers and Google Play gift cards.

6) Earny

Earny is a free app that pays you when price drop on purchases with a price guarantee.

Earny works to claim money back on purchases made on:

• Online shopping
• Travel bookings
• Credit card purchases

Instead of having to make claims on previous purchases, Earny scans best prices based on receipts that you have scanned.

5) CashPirate

Cashpirate is one of our favourite apps. It has been consistently in the top 5 in past years, however, the app and its payouts remain reliable. At the start of 2016 we were earning $15-50 per month and this still remains the case. We have never had any problems with payments ever! We are not affiliated with this app and just telling the truth!

With this app, you can earn PayPal cash, Bitcoins and Amazon Vouchers. The minimum payout is $2.50 PayPal cash.

Points are earned in this app by downloading new apps and completing offers.

You earn by watching videos but the number of videos available for you to watch is now limited. The referral program is probably the best of all apps as you get 10% of your referrals earnings and 5% of the referrals referrals earnings.

The interface of this app is extremely dated when compared to others.

The reason it is remains on our top 10 list is the fact that Cash Pirate does pay on time when you request. We have never had any bother regarding payments from CashPirate.

Click here to download and use referral code OANTJM

4) GiftPanda – Cashback Shopping

GiftPanda is an earning app where you get paid to:

• Play games
• Download apps
• Get paid to Shop online
• Refer friends

The app is moving towards becoming a cashback app for those who shop online often.

GiftPanda is an app created by the team at Aye-T Studios who have also created CashPirate.

3) Swagbucks

Swagbucks is one of the best apps that you can install to make money. This is one of the best apps that actually pays you. You can sign up to their website and earn money by going surveys, playing games, shopping online and more.

The rewards range from gift cards and much more. If you want to get paid by Paypal, this is also an option available to you.

2) American Consumer Opinion

American Consumer Opinion, also known as ACOP, is the best iOS app that pays you, however, it is only available on Apple devices unfortunately.

Should the developers extend to Android, which it is likely that it will eventually, it will certainly be a contender to be the best paying app of all.

ACOP are a leading survey panel and are known as one of the best paying survey sites for people in the US, UK and Canada.

Top Apps To Win Money Without

The app has a decent interface and is straight forward to use. You will get alerts when you get an invitation to participate in a survey.

American Consumer Opinion are quick to pay when you get to the payout threshold. You can choose a variety of rewards upon payout, however PayPal is the best choice as it is cash in your pocket.

We did a review of the survey panel, see this post for details of ACOP that pays you cash.

1) PanelPlace

PanelPlace was the number 1 app in our countdown last year and remains the best paying this year. The app is 100% survey based and you get surveys from the popular survey sites including Toluna.

The survey app has a pleasant interface and is really simple to use. With this app you will never miss a survey as you get notifications of new panels.

Surveys are generally simple to answer and offer the highest payouts in the survey panel market.

To get started it is best to sign up via the website and sign in on your smartphone once you have registered.

That is the run down of the 17 Best Money Making Apps 2020. We recommend that you download most of the apps in the list above to maximize your chances of earning cash with payouts on a weekly and monthly basis.

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When you’ve got some free time on your hands, it’s easy to pull out your phone and scroll social media or play a video game. Well, why not try out some legit game apps to win money?

Yes, these apps do exist, and there’s a wide variety of them out there so you won’t get bored. You may want to try a daily scratch-off ticket, or perhaps you’re interested in a trivia game. You could earn cash and rewards by giving your opinion on new games, or maybe you just want to play solitaire. All those options are available!

Top Game Apps to Win Money

Have a little fun and put some cash in your pocket with these legit game apps to win money. You probably won’t make a ton of money with these apps, but you’ll still have some fun. And yes, we tried them all out first!

1. Lucktastic

If you like scratch-off lottery tickets, you’ll want to check out Lucktastic. It’s a scratch and win gaming app that is 100% free. Just pick the theme of your card, swipe to scratch, and test your luck!

Scratch cards are updated daily with new themes, and you can win daily, too! Enable push notifications to receive special limited cards in addition to your normal daily cards.

Even if you don’t win, you’ll earn tokens that can be redeemed for gift cards from over 30 major brands and retailers. You can also use your tokens for entries into any of their contests like Gas for a Month, Groceries for a Month, and prizes from Amazon. Refer your friends to earn 1,000 additional in-game tokens!

Lucktastic is 100% free and has no in-app purchases, but plenty of ads (as I’m sure you can imagine). It has a 3.9-star rating from 300,000+ customer reviews on Google Play.

Download Lucktastic:Android

2. HQ Trivia

If you’ve always dreamed of being on a game show, HQ Trivia is your chance to do just that! You can win real cash prizes for free on this live game show app.

To win, tune in each day to answer trivia questions and solve word puzzles. Be sure to turn on push notifications so you don’t miss the live shows. You only have ten seconds to answer each question, so there’s no time for Googling! If you get all the questions correct, you’ll split the grand prize with the other winners.

Earn coins by playing the Daily Challenge before each live show. Coins can be redeemed for extra lives and “erasers” that eliminate incorrect answers. You’ll get extra lives when you invite your friends to join the fun, too.

As you can imagine, there are some ads. You can also purchase coins to help in your gameplay. This app has a 3.6-star average rating from 160,000+ customer reviews.

Download HQ Trivia:Android iPhone

3. Swagbucks LIVE

Formerly known as Swag IQ, SwagbucksLIVE is another free live trivia game show. It works very similarly to HQ Trivia in that you tune in to the live show and answer multiple-choice questions. If you answer all the questions correctly, you’ll split the grand prize with the other winners.

Even if you slip up and answer incorrectly, keep going as you’ll continue to earn Swagbucks LIVE’s digital currency for all questions you answer correctly. You can then use this currency for a second chance to win or redeem it for cash or free gift cards. Invite your friends to play to get free rejoins, too.

The digital currency for Swagbucks is, well, Swagbucks (they’re listed as SB on the app). If you’re familiar with Swagbucks, you know that you can cash these in for gift cards like Amazon and Walmart or cold hard cash via PayPal.

This app has an average 4.7-star rating from 22,000+ customer reviews.

Download Swagbucks LIVE: Android iPhone

RELATED: 13 Legit Ways to Get Free Gift Cards (Amazon, Apple & More!)

4. Long Game Savings

Long Game Savings is a unique app that incentivizes saving money by offering interest on your savings and the opportunity to win cash prizes.

You’ll need to create an account and securely link your bank to get started with the app. Deposit money into your new Long Game account, then use your Long Game card for everyday spending to earn interest and get chances to play games and earn cash or cryptocurrency.

You’re also encouraged to set a savings goal and add money to your account to reach those goals. That’s another way to earn coins to play games.

Note that the app is only completely free if you enable automatic savings and use your debit card frequently; otherwise, it’s $3/month. (There is a 30-day free trial.) All your money can be withdrawn at any time. And yes, it is FDIC-insured.

A similar app to Long Game Savings is Acorns, which invests your spare change automatically. You won’t get to play games with this app, but you will earn by “rounding up” your purchases into a virtual change jar.

This app has a 3.8-star average rating from 4,000+ customer reviews.

Download Long Game Savings:Android iPhone

5. Mistplay

Mistplay is a loyalty program for mobile game players that gives you rewards – including money! – just for playing.

To get started, just download the app, discover new games, choose a game, and start earning points. The more you play, the more you earn! Points can be redeemed for gift cards or cash rewards.

If you have friends who love mobile gaming, you’ll want to invite them to join as you’ll earn points for referrals and can chat and play with them.

Mistplay takes your gaming preferences and habits into account when choosing which games to show you. This is helpful on both ends as you’re more likely to play games you enjoy!

This app has a 4.1-star rating from 100,000+ customer reviews. It’s currently only available for Android, but you can sign up for the iPhone waitlist.

Download Mistplay:Android iPhone (waitlist)

6. Lucky Day

Test your luck each day with the Lucky Day app. It’s a free sweepstakes app that allows users to win money and prizes.

Games include scratcher, lotto, and raffle games with the opportunity to win cash and earn rewards. There are no in-app purchases or deposits. Rewards can be spent on gift cards to Amazon, Walmart, Target, and more.

This app has a 4.1-star rating from 900,000+ customer reviews. Note that it’s currently only available for Android.

Download Lucky Day: Android

Top Apps To Win Money

7. Boodle

Boodle is a free app that gives you rewards in the form of coins by playing mobile games and engaging in other activities like completing offers and answer daily polls.

Coins can be redeemed for gift cards to Amazon, Visa, Chipotle, and lots more. You’ll discover new apps and games and earn coins just for trying them out, and you can refer your friends and family to earn bonus coins.

This app has a 3.8-star rating from 700+ customer reviews. Note that it’s currently only available for Android.

Download Boodle: Android

8. The PCH App

You’ve heard of Publishers Clearing House with the giant checks showing up at people’s front doors, right? Well, they also run an app called The PCH App.

Top Apps To Win Money Online

This free sweepstakes app awards instant win prizes to users when you play simple games and scratch-off cards. Use your entry wins to enter the big sweepstakes of your choosing.

You’ll also earn tokens when you play each game that can be traded in for rewards. Tokens can be redeemed for entries into smaller giveaways like for gift cards, microwave ovens, and even trucks. So, everything’s a giveaway and there’s no guarantee you’ll win anything, but it’s still a fun and simple sweepstakes app to try out.

This app has a 3.9-star average rating from 350,000+ customer reviews.

Download The PCH App:Android iPhone

9. Bananatic

Bananatic is a website and app that rewards users for trying out free online games, playing and testing them, and writing game reviews. It’s a fun way to try out new games and give developers some feedback.

As you play, you’ll be rewarded with Bananas for completing simple in-game quests and writing reviews. Bananas can be exchanged for real prizes like additional games, Amazon gift cards, and digital gift cards to gaming platforms.

This app has a 3.2-star rating from 4,000+ customer reviews. Note that it’s currently only available for Android.

Download BananApp:Android

10. Brain Battle

Math whiz? Try out the free Brain Battle app and test your math skills by quickly answering simple math questions of addition, subtraction, multiplication, and division.

As you play, you’ll collect tickets that you can then use to enter the regular cash prize draws. The more tickets you collect, the better your chances of winning the cash prize which is paid out via PayPal.

You can also earn tickets by completing occasional special offers and connecting to their social media accounts.

Brain Battle is a free app, but there are ads. However, there are no in-app purchases and you don’t have to pay anything to win.

This app has a 4.5-star average rating from 26,000+ customer reviews.

Download Brain Battle:Android iPhone

11. Solitaire Cube

Raise your hand if you love solitaire! If that’s you, did you know that you can earn money by playing Solitaire Cube?

The gameplay is just like regular draw-3 Klondike Solitaire. You have 5 minutes to play each round, but you can end at any time to get bonus points for finishing early. You earn points even if you don’t fully complete each round.

Their Skillz platform matches you with other players who have a similar skill level, and then you’ll play the same deck head-to-head with another player. If you earn more points than them, you win.

I didn’t see any ads, and you can play for free. However, the only way to win money is to enter their tournaments and competitions. To do that, you’ll need to pay actual money as an entry fee. However, the prizes are also cold hard cash. So, think about your skill level before you enter!

This app has a 4.6-star rating from 58,000+ customer reviews. Please note that it’s currently only available for iPhone.

Download Solitaire Cube:iPhone

12. Givling

The main focus of Givling is crowdsourcing funding to pay off the student loan and mortgage debt of its users. However, even if you don’t have student loans or mortgage debt, you can still play.

Givling offers a free trivia game that teams you up randomly with two other users. Earn points by answering questions correctly to bring your team to the top of the leaderboard and split the weekly prize.

Another way to get money is to join the funding queue by earning points for completing offers and shopping through the Givling app. The top user on the queue becomes the next person that receives funding toward their student loan or mortgage debt. Note that it is extremely time-consuming and potentially expensive to earn enough points to get to the top of the queue.

This app has a 4.6-star average rating from 1,700+ customer reviews.

Download Givling: Android iPhone

13. Lottery – Play the Powerball

Play the lottery from your phone with the Lottery app. The app itself is free, but you’ll need to buy the actual lottery tickets (just like you would at the gas station or grocery store).

Different locations will have different lottery games available, but I was able to buy tickets for Powerball, Mega Millions, Daily 3, and lots more from my phone.

There is a service fee, but the app does save you the trip of buying lottery tickets at the store. You can also cash out right from your phone and collect 100% of your winnings.

I don’t play the lottery, so this wouldn’t be an app I would use, but if buying lottery tickets is already a part of your routine, you may be interested in streamlining this process with the Lottery app.

This app has a 4.5-star average rating from 15,000+ customer reviews.

Download Lottery:iPhone

Summary

When you’ve got some time to kill and are looking to put a little cash in your pocket, try out one or more of these legit game apps to win money and have a little fun. Good luck!

Have you won money with any of these legit game apps? Please comment below to share your experience!